Facing financial struggles can be
frustrating and difficult. Many people go into debt all the time because things
happen in our lives that our outside of our control.
When things arise and we do not know
where to turn we sometimes stop paying things off. This is the worst thing we
can do because that only accrues interest and makes everything more costly.
It is important to learn there are
solutions we can turn to in situations like this and these solutions each have
a different effect. We may try really hard to save our money but sometimes
things happen that our outside our control.
When a rent payment is coming up you
generally try to have enough money in the bank to pay it. This can be difficult
though when other things arise that same week like if your car breaks down.
You have only enough to pay off the
rent but you have to fix your car in order to get to work. You consider just
not paying your rent on time.
If you could wait another week then
you would get your next paycheck and easily pay off your rent. The problem with
doing this is landlords charge a late fee on late rent.
This is usually a percentage of your
rent which translates to a substantial amount. Because you do not want to pay
this fee you look to other solutions.
Another thing you can choose to do
is write out checks for both bills even though you know you do not have enough
money in your account to cover the costs. In doing this you hope they will be
late in taking the checks to the bank.
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